Presenting: An updated roundup of how to save with my favorite cash back apps! Here is a list of the specific cash back apps that I use:
How do cash back apps work?
Cash back apps work basically the same way:
- Buy a participating product.
- Upload the receipt to prove you bought that product.
- Get a specified amount of cash back for that product.
Some will also require you to scan the barcode of your product to prove you purchased a participating item and some only work with participating stores, so check the rules and participation for each before shopping. Just like with printable coupons, the cash back offers in these apps have expiration dates and can hit redemption limits, so check to see that the offer you want is still available before shopping.
What’s useful about cash back apps?
I don’t know about you, but I like getting cash back for items I am buying anyway. Why not? So although I won’t necessarily run out of my way to buy something just because a rebate is available, I’ll claim the cash back for items I’m already intending to buy. Plus:
- Most of these cash back apps allow you to stack rebates with manufacturer coupons for double the savings!
- If an offer shows up on more than one app, you can claim the cash back on each.
So here’s how to save with cash back apps:
A summary of each cash back app
BerryCart focuses on cash back offers for organic, natural, and gluten free products. Unlock each offer by completing the required activities, then buy at any store and upload the receipt to redeem. You can cash out for PayPal or gift cards. BerryCart is available for Android or iOS.
bevRAGE features cash back offers on wine, beer, and liquor at both retail locations and bars & restaurants. Put in a ZIP code to see what’s available near you, including both brand-specific and “any” type offers. Browse through offers, make a purchase, snap a photo of your itemized receipt, and get cash deposited into your PayPal account within 48 hours. (Don’t have PayPal? You can instead request a check when your balance hits $20.00.) Sign up and check out bevRAGE with referral code MASHUP. Available for both Android and iOS.
Checkout 51 is one of my favorite cash-back apps, because most offers work at all stores, and many (but not all!) offers are also available on the web so are accessible to users without a smartphone. They also have weekly $.25 back on produce offers, as well as the occasional bonuses for redeeming specific sets of rebates.
Once you hit $20 in your Checkout 51 account, you can request payment via check. Checkout 51 updates their offers each Thursday, and the app is available for Android or iOS. Note: Most Checkout 51 offers stack with manufacturer coupons. Those that do not will specify that in the fine print for the offer.
Browse through participating retailers on Ibotta and you’ll see a different list of cash-back grocery offers for each. Some offers are good at multiple retailers, while some are store specific. You’ll need to complete 1-3 short activities to unlock each offer, then buy the participating item at a participating store and upload your receipt to redeem an unlocked offer. Cash back goes into your Ibotta account, and at $10 you can cash out via PayPal or for a gift card. Ibotta is available for Android and iOS.
Here’s what I like about MobiSave:
- It’s immediate, with no minimum required to cash out. Earnings go straight into your PayPal rather than accruing in the app. I uploaded these two receipts tonight, and had two PayPal notifications within minutes.
- Each week they have a number of “any brand” rebates available. This makes it a lot easier to save on stuff you’re buying anyway, rather than trying to match up purchases to available offers.
- It works at any store. None of this nonsense where you have to buy an item at Walmart or another specific store to get credit. Great for ALDI and produce store shoppers!
- It works with coupons. None of this “not valid with other offers.”
- It’s easy and quick. You don’t have to watch an ad or take a quiz to unlock an offer; you just need to click the checkbox to add.
- I often see unique offers in here.
Here’s what to know about MobiSave:
- You need to load offers to your account before shopping. You won’t qualify if you load an offer after the timestamp on your receipt, so be sure to go through and load everything beforehand.
- Offers flip every Monday. Even if you have clipped an offer and it carries over into the new week, everything resets and you’ll need to go check it again.
- They often add more offers mid-week. Even if you have clipped all the offers on Monday, check the app again before you shop later in the week. They might throw additional offers in there, and sometimes it randomly unclips all your offers.
SavingStar is kind of a weird hybrid. After you create a SavingStar account, you link your loyalty cards for stores like Jewel and CVS, load offers online, and buy the participating product at a participating store using your linked card to redeem the offer. At stores without a card, like Meijer and Target, you use the app to upload your receipt.
SavingStar only works with participating stores, and once you hit $5 in your account you can cash out. SavingStar also posts a new 20% off select produce offer every Tuesday, “one or many” offers that are redeemable and track across multiple shopping trips, and occasional free after cash back offers. (Note that SavingStar’s fine print says that their offers are manufacturer and shouldn’t be combined with manufacturer coupons.) SavingStar is available for Android and iOS.